Things You Should Know
About D-Insurance
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  • D-Insurance (SB288) does not guarantee a reduction in premiums – it simply trusts insurers to lower your rates.
  • D-Insurance does nothing to reduce the number of uninsured drivers, who now pay NOTHING. Even opting for D-Insurance would represent an increase in their expenditures.
  • Any cost savings is quickly offset by the costs of medical care if the driver along with their family members and any other passengers are involved in an accident requiring catastrophic care.
  • Unlimited necessary medical care, known as Personal Injury Protection or PIP, is not the reason for high premiums in Detroit – yet the only thing D-Insurance does is cut your PIP benefits.
  • Your health insurance does not cover many of the services needed for recovery from an auto accident, such as attendant care or home/vehicle modification needs.